Bank Loan Assistant
Main Bank Main Bank Albuquerque, NM Albuquerque, NM Full-time Full-time Estimated:
$32.
8K - $41.
5K a year Estimated:
$32.
8K - $41.
5K a year 3 days ago 3 days ago 3 days ago Bank Loan Assistant Job Class:
Non-Exempt Reports To:
Loan Administration Manager Job
Summary:
To perform routine and intermediate duties related to commercial, residential and commercial construction, SBA, amortized mortgage loans, and participation loan applications.
Essential Functions and
Responsibilities:
NOTE:
Main Bank unilaterally may change the requirements of this job description at any time.
To perform this job successfully, an individual must be able to perform each essential duty satisfactorily.
These include, but are not limited to, the following:
Initiate the generation of loan documentation.
Begin credit request process and run credit reports on current or prospective borrowers as necessary.
Process commercial and real estate loan payments and advances on lines of credit.
Initiate and monitor escrow on amortized mortgage loans and work monthly expiring report Conduct account research to update customers complete banking relationship and process all loan payments and advances.
Review loan approvals to ensure information is complete and follow up on missing data.
Prepare and send loan commitment.
Prepares documents for Small Business Administration (SBA) loans ensuring accuracy and completeness and compliance with federal regulations.
Prepares documents on participation loans for all Bank personnel Set up and maintain credit and other files for documentation and compliance.
Work with insurance policies and related reports; contacts agents; works closely with customers to ensure proper insurance is received and maintained.
Monitors collateral addenda's and other tickler system to ensure proper receipt of UCC, Deeds of Trust, and Title Policy filings and other documentation.
Assists loan officers to ensure proper related documentation is prepared and/or provided, closes paid loans and may terminate collateral when applicable, and corrects loan accounting system errors as necessary.
Assists loan officers with Loan Proposal Report (LPR) completion, call on past due customers and call on deposit accounts that have insufficient funds.
Analyze and process all incoming draws, reviews documentation for proper approvals and makes loan disbursements to voucher Control Company or borrower in accordance with the contract.
Distribute daily and monthly reports.
Promote business for the Bank by maintaining good customer relations and referring customers to appropriate staff for new services.
Opens new deposit accounts in conjunction with loan transactions or when needed to assist operations area.
Scans in loan documents or daily work documentation, and reviews scanned files other individuals have scanned to insure accuracy of the data before destruction of the original documents.
Knowledgeable and skilled in all areas of servicing loans.
Provide excellent customer service and maintain a high level of professionalism at all times.
Perform other duties as assigned.
Required Qualifications (includes education, skills and experience):
The requirements listed below are representative of the knowledge, skill, and/or ability required.
Reasonable accommodations may be made to enable individuals with disabilities to perform the essential functions.
Minimum high school graduate, or equivalent 2-5 years loan experience in a financial institution 2-5 years customer service experience Prefer experience in opening new accounts in a financial institution setting Skills:
Banking Compliance Regulations.
Knowledge in bank lending policies including, but not limited to:
Reg B (equal credit opportunity), Reg C (Home Mortgage Disclosure), Reg E (Electronic Funds Transfers), Reg Z (Truth in Lending), Reg CC (Funds Availability), Reg DD (Truth in Savings), and Laws (Bank Secrecy Act and Right to Financial Privacy Acct).
Customer service.
Extremely responsive to internal and external customer requests; exceeding customers' expectations.
Listening skills.
Actively listens to customers and co-workers, anticipates customer needs and offer solutions.
Communication skills.
Able to clearly present issues-both orally and written including grammar and letter writing skills.
Critical thinking skills.
Able to use logic and reason to resolve issues quickly and efficiently.
Mathematical skills.
Use basic math skills on a daily basis.
Reading comprehension skills.
Able to understand work-related written documents.
Organization skills.
Able to perform all duties in an orderly manner and with a high degree of accuracy.
Flexibility and adaptability.
Able to prioritize, make on-the-spot decisions and work well under pressure when necessary.
Computer skills.
Competence in Microsoft Excel spreadsheets, Word, Outlooks; Windows and other software applications are applicable.
High standards of professionalism and confidentiality due to the sensitive nature of information that is accessible.
Working Conditions and Physical Effort:
The physical demands described here are representative of those that must be met by an employee to successfully perform the essential functions of this job.
Reasonable accommodations may be made to enable individuals with disabilities to perform the essential functions.
While performing the duties of this job, the employee is regularly required to sit and talk or listen This position requires frequent manual dexterity in combination with eye/hand coordination such as keyboarding, handling of equipment, use of calculator, etc.
The employee is frequently required to stand, walk, reach, bend, or kneel.
The employee must occasionally lift and/or move up to 20 pounds The noise level in the work environment is usually low to moderate Job Type:
Full-time
Benefits:
401(k) 401(k) matching Dental insurance Health insurance Paid time off Physical setting:
Office Schedule:
8 hour shift Monday to Friday Education:
High school or equivalent (Required)
Experience:
Customer service:
2 years (Required) loan:
2 years (Required) Work Location:
In person.
Estimated Salary: $20 to $28 per hour based on qualifications.
$32.
8K - $41.
5K a year Estimated:
$32.
8K - $41.
5K a year 3 days ago 3 days ago 3 days ago Bank Loan Assistant Job Class:
Non-Exempt Reports To:
Loan Administration Manager Job
Summary:
To perform routine and intermediate duties related to commercial, residential and commercial construction, SBA, amortized mortgage loans, and participation loan applications.
Essential Functions and
Responsibilities:
NOTE:
Main Bank unilaterally may change the requirements of this job description at any time.
To perform this job successfully, an individual must be able to perform each essential duty satisfactorily.
These include, but are not limited to, the following:
Initiate the generation of loan documentation.
Begin credit request process and run credit reports on current or prospective borrowers as necessary.
Process commercial and real estate loan payments and advances on lines of credit.
Initiate and monitor escrow on amortized mortgage loans and work monthly expiring report Conduct account research to update customers complete banking relationship and process all loan payments and advances.
Review loan approvals to ensure information is complete and follow up on missing data.
Prepare and send loan commitment.
Prepares documents for Small Business Administration (SBA) loans ensuring accuracy and completeness and compliance with federal regulations.
Prepares documents on participation loans for all Bank personnel Set up and maintain credit and other files for documentation and compliance.
Work with insurance policies and related reports; contacts agents; works closely with customers to ensure proper insurance is received and maintained.
Monitors collateral addenda's and other tickler system to ensure proper receipt of UCC, Deeds of Trust, and Title Policy filings and other documentation.
Assists loan officers to ensure proper related documentation is prepared and/or provided, closes paid loans and may terminate collateral when applicable, and corrects loan accounting system errors as necessary.
Assists loan officers with Loan Proposal Report (LPR) completion, call on past due customers and call on deposit accounts that have insufficient funds.
Analyze and process all incoming draws, reviews documentation for proper approvals and makes loan disbursements to voucher Control Company or borrower in accordance with the contract.
Distribute daily and monthly reports.
Promote business for the Bank by maintaining good customer relations and referring customers to appropriate staff for new services.
Opens new deposit accounts in conjunction with loan transactions or when needed to assist operations area.
Scans in loan documents or daily work documentation, and reviews scanned files other individuals have scanned to insure accuracy of the data before destruction of the original documents.
Knowledgeable and skilled in all areas of servicing loans.
Provide excellent customer service and maintain a high level of professionalism at all times.
Perform other duties as assigned.
Required Qualifications (includes education, skills and experience):
The requirements listed below are representative of the knowledge, skill, and/or ability required.
Reasonable accommodations may be made to enable individuals with disabilities to perform the essential functions.
Minimum high school graduate, or equivalent 2-5 years loan experience in a financial institution 2-5 years customer service experience Prefer experience in opening new accounts in a financial institution setting Skills:
Banking Compliance Regulations.
Knowledge in bank lending policies including, but not limited to:
Reg B (equal credit opportunity), Reg C (Home Mortgage Disclosure), Reg E (Electronic Funds Transfers), Reg Z (Truth in Lending), Reg CC (Funds Availability), Reg DD (Truth in Savings), and Laws (Bank Secrecy Act and Right to Financial Privacy Acct).
Customer service.
Extremely responsive to internal and external customer requests; exceeding customers' expectations.
Listening skills.
Actively listens to customers and co-workers, anticipates customer needs and offer solutions.
Communication skills.
Able to clearly present issues-both orally and written including grammar and letter writing skills.
Critical thinking skills.
Able to use logic and reason to resolve issues quickly and efficiently.
Mathematical skills.
Use basic math skills on a daily basis.
Reading comprehension skills.
Able to understand work-related written documents.
Organization skills.
Able to perform all duties in an orderly manner and with a high degree of accuracy.
Flexibility and adaptability.
Able to prioritize, make on-the-spot decisions and work well under pressure when necessary.
Computer skills.
Competence in Microsoft Excel spreadsheets, Word, Outlooks; Windows and other software applications are applicable.
High standards of professionalism and confidentiality due to the sensitive nature of information that is accessible.
Working Conditions and Physical Effort:
The physical demands described here are representative of those that must be met by an employee to successfully perform the essential functions of this job.
Reasonable accommodations may be made to enable individuals with disabilities to perform the essential functions.
While performing the duties of this job, the employee is regularly required to sit and talk or listen This position requires frequent manual dexterity in combination with eye/hand coordination such as keyboarding, handling of equipment, use of calculator, etc.
The employee is frequently required to stand, walk, reach, bend, or kneel.
The employee must occasionally lift and/or move up to 20 pounds The noise level in the work environment is usually low to moderate Job Type:
Full-time
Benefits:
401(k) 401(k) matching Dental insurance Health insurance Paid time off Physical setting:
Office Schedule:
8 hour shift Monday to Friday Education:
High school or equivalent (Required)
Experience:
Customer service:
2 years (Required) loan:
2 years (Required) Work Location:
In person.
Estimated Salary: $20 to $28 per hour based on qualifications.
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